The Missing Coverage Many HDB Owners Overlook

In this clip, Lawrence Koh explains a common misunderstanding among HDB homeowners. While HDB fire insurance is mandatory for many flats, its protection is limited mainly to the building structure.

Renovations, furniture, appliances, and personal belongings may require a separate home contents policy. Without it, homeowners could still face significant replacement costs if unexpected events occur.

Understanding how these protections work together helps ensure your home, belongings, and financial peace of mind are properly safeguarded.

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