Is Your Insurance Helping You — or Hurting You?

In this clip, Lawrence Koh challenges a common assumption — that having insurance automatically means you’re fully protected. The real test of a policy isn’t when things are smooth, but when illness interrupts income and daily life.

Without the right features, premiums may continue even when you can’t work, payouts may come too late, and financial pressure could affect recovery. The key is understanding whether your policy includes premium waivers, early-stage benefits, and multi-claim flexibility.

True protection supports both your health and your cash flow — not just your beneficiaries.

This is a Money Playschool x sgkiasufinance collaboration

Clarity today prevents difficult decisions tomorrow.

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👉 https://linktr.ee/moneyplayschool

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