Your Current Plan Might Be Outdated Without You Knowing

In this clip, Lawrence Koh addresses common misconceptions around critical illness planning. Many people delay thinking about protection because they feel healthy, or assume their existing coverage is already sufficient.

However, modern critical illness plans have evolved significantly — offering earlier payouts, multiple claims, and greater flexibility to support not just medical costs, but also lifestyle and recovery needs.

Reviewing your coverage regularly ensures it stays aligned with your current situation, so your protection grows together with your life — not behind it.

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